Certificates of Deposit
| Account |
Minimum Opening Amount |
Interest Rate |
APY |
Interest Calculated |
Penalty* |
| IRA 18 Months ^ |
$250.00 |
4.00 |
4.08 |
Daily |
3 Months |
| 3 Months |
$5,000.00 |
2.00 |
2.02 |
Daily |
1 Month |
| 6 Months |
$5,000.00 |
2.00 |
2.02 |
Daily |
1 Month |
| 1 Year |
$1,000.00 |
4.00 |
4.08 |
Daily |
1 Month |
| 2 Years |
$2,500.00 |
4.00 |
4.08 |
Daily |
3 Months |
| 3 Years |
$2,500.00 |
4.25 |
4.34 |
Daily |
3 Months |
| 4 Years |
$2,500.00 |
4.25 |
4.34 |
Daily |
3 Months |
| 5 Years |
$2,500.00 |
4.25 |
4.34 |
Daily |
3 Months |
Note: There is no rate increase for Jumbo Certificates
^ Rates may change after account is opened.
Rates good as of 2/09/23* Early withdrawal penalty may apply. Penalty may be waived on IRA's when account holder reaches 59.5 years of age. Fees may reduce earnings. APY= Annual Percentage Yield.