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Consumer Lending

Here at Vidalia Federal, we are committed to offering you the hometown service you deserve while exhausting every option to meet your needs!

If you are looking to purchase or refinance, we can help with the following:
  • Automobile (new or used)
  • Boats and Personal Watercrafts
  • Motorcycles
  • ATVs and Utility Vehicles
  • RVs and Campers
  • Trailers
  • Utility Buildings and Shelters
Your time is valuable to us. Please bring these items when applying for your consumer loan:
  • Completed loan application
  • Proof of income
  • Proof of insurance
  • Copy of Driver’s License
  • Title(s), if available 

Did You Know?

You can make your loan payment by phone!

Our teller staff will be happy to assist you by taking you loan payment information via telephone, and pay using your debit card.

There is a service charge equal to 3% of your payment amount for these services, and we can only accept debit cards. Service not available with credit cards.

Meet Your Loan Officers

Hal Chesser

Hal Chesser

Vidalia Branch
(912) 537-8805 ext. 125

NMLS #662789

Doug Roper

Doug P. Roper, III

Lyons Branch
(912) 526-8800 ext. 202

NMLS #662783