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Mortgage Lending

Whether it’s your first home or your dream retirement residence, let Vidalia Federal Savings Bank help you!

Vidalia Federal Savings Bank is committed to helping you purchase the home of your dreams. With a fixed-rate mortgage, there is no worry about rising rates since your monthly principal and interest payment remain the same for the life of the loan.

Conventional Fixed-Rate Mortgage

  • Fixed Rates for 5-30 years
  • In-house
  • Local Decision Making
  • Banking Experts to walk you through the home-buying process 
  • Available for primary residence, second homes, vacation homes, investment properties or land
Save time and come prepared to meet with your local mortgage lender.  
  • Completed loan application
  • Proof of income (Last W-2 or Last Tax Return)
  • Copy of Driver’s License
  • Sales Contract, if purchasing
  • House plans and building specifications, if building
  • Plat and Legal Description


Mortgage Loan Application
Mortgage Loan Application - Additional Borrower

Meet Your Loan Officer

Julia McKenzie

Julia McKenzie

(912) 537-8805 ext. 137

NMLS #1991420