Current Rates

Checking & Savings

Account	Min. Opening Amount	Interest Rate	APY	Interest Calculated	Fees
(02) Freedom Savings*^	$25.00	.25	.25	Daily	$1/mo. (if < $25)
(02/04) Freedom Plus Checking^	$50.00	.25	.25	Daily	$5/mo.
(01/03) Premier Plus Checking^	$50.00	.25	.25	Daily	$7/mo.
(14) Freedom Checking	$50.00	N/A	N/A	N/A	None
(13) Premier Checking	$500.00	N/A	N/A	N/A	$7/mo. (if < $500)
(11) Corporate Checking	$1,000.00	N/A	N/A	N/A	$10/mo. (if < $1,000)

* Accounts with balances less than $25 will be charged a $1 service fee per month.
^ Rates may change after account is opened. Member FDIC.

Account	Min. Opening Amount	Interest Rate	APY	Interest Calculated	Penalty
(19) IRA 18 Months^	$250.00	3.25	3.30	Daily	3 Months
(22) 3 Months	$5,000.00	1.25	1.26	Daily	1 Month
(23) 6 Months	$5,000.00	1.25	1.26	Daily	1 Month
(24) 1 Year	$1,000.00	3.25	3.30	Daily	1 Month
(25) 2 Years	$2,500.00	3.25	3.30	Daily	3 Months
(26) 3 Years	$2,500.00	3.50	3.56	Daily	3 Months
(27) 4 Years	$2,500.00	3.50	3.56	Daily	3 Months
(28) 5 Years	$2,500.00	3.50	3.56	Daily	3 Months

* Early withdrawal penalty may apply. Fees may reduce earnings.
^ Penalty may be waived on IRA’s when account holder reaches 59.5 years of age.

APY = Annual Percentage Yield