Certificates of Deposit*
Account
|
Min. Opening Amount
|
Interest Rate
|
APY
|
Interest Calculated
|
Penalty
|
(19) IRA 18 Months^
|
$250.00
|
4.00
|
4.08
|
Daily
|
3 Months
|
(22) 3 Months
|
$5,000.00
|
2.00
|
2.02
|
Daily
|
1 Month
|
(23) 6 Months
|
$5,000.00
|
2.00
|
2.02
|
Daily
|
1 Month
|
(24) 1 Year
|
$1,000.00
|
4.00
|
4.08
|
Daily
|
1 Month
|
(25) 2 Years
|
$2,500.00
|
4.00
|
4.08
|
Daily
|
3 Months
|
(26) 3 Years
|
$2,500.00
|
4.25
|
4.34
|
Daily
|
3 Months
|
(27) 4 Years
|
$2,500.00
|
4.25
|
4.34
|
Daily
|
3 Months
|
(28) 5 Years
|
$2,500.00
|
4.25
|
4.34
|
Daily
|
3 Months
|
* Early withdrawal penalty may apply. Fees may reduce earnings.
^ Penalty may be waived on IRA’s when account holder reaches 59.5 years of age.
APY = Annual Percentage Yield